Moving to Ghana for work or business opens up a world of opportunity, and finding the right home is a crucial first step. If you’re looking to rent an apartment in Accra, you’ll want to understand the nuances of a tenancy agreement in Ghana, from legal protections to practical considerations. In this guide, we’ll walk you through everything you need to know in simple terms, so you can focus on settling into life in Accra.
The Basics of a Tenancy Agreement in Ghana
Think of your Ghana tenancy agreement as the roadmap for your rental journey. This written contract—sometimes called a landlord tenant agreement form—outlines how long you’ll stay, how much you’ll pay, and who fixes what when things break. It’s not just paperwork: it’s the promise that you and your landlord will have clear expectations throughout your lease.
Rules and Regulations for Tenants in Ghana
In Ghana, tenants enjoy several important protections under rental law. For example, landlords must provide basic utilities like water and electricity and ensure the property is safe and habitable. If you ever need your landlord to enter your home—say, for a repair—they must give you at least 24 hours’ notice unless there’s an emergency.
And if rent increases are on the table, your landlord needs approval from the Rent Control Department, so you won’t face surprise hikes.
A rental agreement (or lease) is a legally binding document between the tenant and landlord that outlines the terms of occupancy. These are the points that should be included in your rental agreements.
- Lease duration (short-term: 6 months or less; long-term: more than 1 year). You should know that in Ghana the majority of rental agreements are paid yearly (minimum 1 year).
- Rental price and payment terms.
- Maintenance responsibilities for both parties.
- Conditions for termination and renewal.
- Security deposit and rent advance requirements.
It’s advisable to request a written lease agreement, which protects both the tenant you) and landlord from misunderstandings.
Security Deposits and Rent Advances: What to Expect
Upfront costs in Ghana can feel hefty if you’re not prepared. It’s common for landlords to ask for a security deposit equal to one or two months’ rent. On top of that, long-term leases (one year or more) may require up to six months’ rent in advance, while shorter agreements top out at two months.
Upfront payments may include:
- Security deposit: Typically equivalent to one or two months’ rent, used to cover damages or unpaid bills.
- Rent advance: Landlords are legally allowed to demand up to six months’ rent in advance for long-term leases, and a maximum of two months for short-term rentals.
Your Legal Protections: Tenant Rights Under Ghana Rental Law
You’re entitled to more than just a roof over your head. Beyond habitability and privacy, Ghanaian law protects you from arbitrary eviction. Should a dispute arise—whether it’s about a withheld deposit or an unfair rent increase—you can turn to the Rent Control Department for free mediation. That means you don’t have to navigate the courts on your own.
Expats renting in Ghana are entitled to several legal protections, including:
- Right to a habitable property: Landlords must ensure the premises meet basic health and safety standards, including access to water and electricity.
- Right to privacy: A landlord must give at least 24 hours’ notice before entering the premises, except in emergencies.
- Protection from arbitrary eviction: Tenants cannot be evicted without due process. A landlord must serve proper legal notice and follow court procedures if eviction is necessary.
- Regulated rent increases: Landlords must obtain approval from the Rent Control Department before increasing rent. Sudden or unfair hikes are not permitted.
Landlord Rights and Responsibilities
A healthy rental relationship goes both ways. Landlords have the right to receive rent on time and inspect the property—again, with proper notice. At the same time, they’re responsible for keeping the home in good repair. If a major appliance fails or there’s a structural issue, it’s on them to fix it so you can continue living comfortably.
Landlords also have legal protections, including:
- Right to receive rent on time: Late payments may lead to eviction proceedings.
- Right to inspect the property: With prior notice, landlords can inspect for damages or unauthorized modifications.
- Right to evict for violations: If tenants breach the lease (e.g., failure to pay rent or property misuse), landlords can take legal action.
- Responsibility for property maintenance: Landlords must ensure the property is habitable and address necessary repairs.
Lease Duration: How Many Months Do You Give a Tenant to Move Out in Ghana?
Most expat leases in Accra run for at least one year, and the notice period for moving out typically falls between one and three months—details you’ll find spelled out in your contract. If you’re the one leaving early, give written notice according to your lease. If a landlord needs to evict a tenant, Ghana’s legal process requires formal notice and, if necessary, court approval before anyone has to pack up.
Subletting and Lease Transfers Made Simple
Life can change quickly, and you may need to sublet your unit or transfer your lease to someone else. In Ghana, this is perfectly acceptable—so long as you get written permission from your landlord. Skipping this step could land you in hot water, so always check your landlord tenant agreement form before moving forward.
Dispute Resolution: When and How to Involve the Rent Control Department
Minor disagreements are part of any rental experience, but Ghana offers a clear path to resolution. Whether it’s an argument over unpaid bills, deposit deductions, or maintenance delays, the Rent Control Department steps in to mediate. It’s a free service designed to keep both sides happy and avoid lengthy court battles.
Why Green Views? Your Home in the Airport Residential Area
The swimming pool at Green Views 2
At Green Views, we understand that professional expats need more than just four walls—and a handshake. That’s why our furnished apartments in the Airport Residential Area come fully equipped with everything you need.
- Gym access and a basketball court (Green Views 2)
- A sparkling swimming pool surrounded by lush gardens
- Private parking and 24/7 on-site security
Imagine showing up with just your suitcase, knowing that a comfortable, secure home awaits. You can also
FAQs: Quick Answers on Your Ghana Tenancy Agreement
- What should I check in my tenancy agreement? Make sure it clearly states the lease duration, rent amount and schedule, deposit requirements, maintenance responsibilities, and notice periods for ending the lease.
- How many months’ notice do I need to move out? Most contracts require one to three months’ written notice—check your lease for specifics.
- Can my landlord ask for more than six months’ rent in advance? No. One-year leases max out at six months, and shorter stays are capped at two months. Anything beyond that isn’t legally enforceable.
- Where can I file a rental dispute? The Rent Control Department handles disputes over rent, deposits, and maintenance free of charge.
Additional Tips if you are an expat living in Ghana
- Build and maintain a good relationship with your landlord.
- Maintain open communication to address issues promptly.
- Respect lease terms to avoid disputes.
- Pay rent on time to establish trust.
- Understand local customs; this may be through learning a local language or knowing the local Ghanaian slang. If you feel unsure with local languages, consider hiring a translator when reviewing your rental agreement.
- Some landlords may prefer personal meetings over written communication.
- It is common for expats to negotiate rental terms, especially for long-term leases.
